Guide to saving on your new car

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Buying a new car cannot be done lightly. It involves a disbursement so high that you should not leave anything to chance. Aspects such as the use we will give the vehicle, the type of fuel, the consumption and the cost of maintenance are fundamental characteristics that we must take into account when buying a car.

Legislative changes to reduce pollutant emissions , traffic restrictions on the most polluting vehicles in urban environments, environmental awareness … are other factors that influence the choice of our future car .

In the following article we offer you some tips to make the purchase of your new car a success and also save you.

The first is the budget

The first is the budget

The starting point when buying a new car is to look at the price on the manufacturer’s website , paying attention to the equipment of the vehicle and the cost of the ‘extras’, to go to the dealership with a clear idea.

Every budget of a new car must be detailed in detail : base price, equipment cost, registration price, delivery costs… In addition to including the specific and general data of the vehicle.

Very important! The total price of our new car must include the exact monthly fee that we must pay. We don’t want last minute surprises, neither lowercase letter, nor asterisks.

Compare, compare and compare again

Same model, different price? Of course! It is a classic that each dealer offers different prices for the same car model with the same features and identical equipment. The commercial objectives, the location of the concessionaire, the time of the year … are elements that can determine the final budget.

Visit different dealers in your city or neighboring provinces and wait for the right time to buy your new car . It is not the same to acquire it in January than in December.

At the beginning of the year, we will have greater difficulties to get a reduction in the final price because the dealers still have time to achieve their quota; instead, as the annual closing approaches, they will be more flexible to negotiate in order to achieve their business objectives. So take advantage of periods of commercial closures to save money on the purchase of your new car .

The art of bargaining

As we know that you are an intelligent buyer, you will have more than one budget on the same vehicle that interests you. Use the different offers you have obtained to negotiate a budget as advantageous as possible .

Avoid buying a hot new car or show an excessive interest in the first visit to the dealership . We already know that it is the car of your dreams, but let’s not tell the commercial immediately. Imagine you are in a souk and adopt a similar attitude.

Arm yourself with different budgets and negotiate with the dealer. Surely you get significant savings in the final price. And don’t be ashamed to ask for everything you would like for your new car, because “who doesn’t cry …”.

Equip it with a head

Do not go crazy with the extra equipment that will end up expensiveing ​​the final budget of your new car. Think about what are really worth it. For example, do not skimp on everything that has to do with the safety of the car and its passengers, but do you really need the latest GPS model designed by NASA?

Remember that some elements with which we equip our car in the long run entail extra expenses that we could save if we use the head. Electronic components have a higher repair cost, larger tires and all-wheel drive increase the weight of the vehicle and therefore consume more fuel .

Choose the most suitable fuel for your new car

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It’s no longer just about choosing between gasoline or diesel , but the range of possibilities is much greater.

  • This is the most balanced option for most drivers and it seems that their access to urban centers will be guaranteed for a reasonable period of time. In addition, gasoline cars are those that offer a greater range of models and prices in the market.
  • Diesel. The legislative changes announced and the tax burdens on diesel have set off alarms among users. Manufacturers say that a modern diesel is less polluting than you think and is still the best option for those who travel a large number of kilometers .
  • Liquefied petroleum gas (LPG). They are cars that combine two tanks: one of conventional gasoline, and another of liquefied petroleum gas. The car alternates the two fuels, which leads to considerable savings in consumption. The liter of LPG costs half that of gasoline , so economic savings are guaranteed.
  • Hybrid cars. They combine a combustion engine – usually gasoline – with an electric one that is recharged with the kinetic energy of the car. The initial investment is higher, but fuel savings and tax credits make hybrids a good option for buying your new car .
  • Plug-in hybrid cars. They are identical to the previous ones, but with the addition that the batteries of these cars, in addition to recharging them with kinetic energy, can be plugged into the current. The combination of a combustion engine with an electric one is excellent for saving fuel in urban journeys .
  • Electric cars. The high price of this type of vehicles still puts them within reach of few motorists. The strong initial investment is rewarded by the economic savings in fossil fuels . It is a great option for urban displacements.

If you are thinking about changing cars and need financing, we will be happy to help you with financing by offering you a loan that suits you.

 

 


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